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article is mirrored here solely for historical purposes from: http://www.kentucky.com/2014/02/09/3077501/michael-l-cooper-oh-happy-day.html
Michael L. Cooper: Oh happy day, policy canceled thanks to ACA
Michael L. Cooper is a Louisville writer and a writing mentor at Lexington's Carnegie Center for Literacy and Learning.
By Michael L. Cooper
February 9, 2014
My health insurance company canceled my policy and I couldn't be happier.
Unlike many young people, I became convinced health insurance was essential while in my late 20s. That's when I had major lung surgery and ran up doctor and hospital bills of over $100,000. Most of my bills were covered by health insurance through my job. Without insurance I probably would have been bankrupt.
Since then, for some 30 years, I've been self-employed and buying individual health policies. I never had trouble getting coverage until a few years ago when I moved from the District of Columbia back home to Kentucky.
Then, the state's two
primary health insurance companies, Anthem Blue Cross Blue Shield and
Humana, turned me down because of pre-existing conditions. I had
recently started taking cholesterol and blood-pressure medication. And
once I had gone to a psychiatrist for depression.
Fortunately, I hadn't
canceled my policy in the District of Columbia with Kaiser Permanente.
Even though I had moved outside the region the HMO serves, I kept the
coverage. It was neither convenient nor guaranteed coverage.